119 Discounts for Seniors 50 Years and Older
My uncle is always sharing useful and fun information with me. He sent me this awhile back and it just dawned on me as I was printing it for personal use that you might be able to use this information, too. I haven’t verified anything (nor did he), but it’s a great place to start if these discounts might apply to you or a loved one. Let me know if something needs to be changed!
RESTAURANT DISCOUNTS FOR SENIORS
1. Applebee’s: 15% off with Golden Apple Card (60+)
2. Arby’s: 10% off (55+)
3. Ben & Jerry’s: 10% off (60+)
4. Bennigan’s: discount varies by location
5. Bob’s Big Boy: discount varies by location (60+)
6. Boston Market: 10% off (65+)
7. Burger King: 10% off (60+)
8. Captain D’s Seafood: discount varies on location (62+)
9. Chick-Fil-A: 10% off or free small drink or coffee (55+)
10. Chili’s: 10% off (55+)
11. CiCi’s Pizza: 10% off (60+)
12. Culver’s: 10% off (60+)
13. Denny’s: 10% off, 20% off for AARP members (55+)
14. Dunkin’ Donuts: 10% off or free coffee (55+)
15. Einstein’s Bagels: 10% off baker’s dozen of bagels (60+)
16. Fuddrucker’s: 10% off any senior platter (55+)
17. Gatti’s Pizza: 10% off (60+)
18. Golden Corral: 10% off (60+)
19. Hardee’s: $0.33 beverages everyday (65+)
20. IHOP: 10% off (55+)
21. Jack in the Box: up to 20% off (55+)
22. KFC: free small drink with any meal (55+)
23. Krispy Kreme: 10% off (50+)
24. Long John Silver’s: various discounts at participating locations (55+)
25. McDonald’s: discounts on coffee everyday (55+)
26. Mrs. Fields: 10% off at participating locations (60+)
27. Shoney’s: 10% off
28. Sonic: 10% off or free beverage (60+)
29. Steak ‘n Shake: 10% off every Monday & Tuesday (50+)
30. Subway: 10% off (60+)
31. Sweet Tomatoes: 10% off (62+)
32. Taco Bell: 5% off; free beverages for seniors (65+)
33. TCBY: 10% off (55+)
34. Tea Room Cafe: 10% off (50+)
35. Village Inn: 10% off (60+)
36. Waffle House: 10% off every Monday (60+)
37. Wendy’s: 10% off (55+)
38. White Castle: 10% off (62+)
RETAIL AND APPAREL DISCOUNTS FOR SENIORS
39. Banana Republic: 10% off (50+)
40. Bealls: 20% off first Tuesday of each month (50+)
41. Belk’s: 15% off first Tuesday of every month (55+)
42. Big Lots: 10% off
43. Bon-Ton Department Stores: 15% off on senior discount days (55+)
44. C.J. Banks: 10% off every Wednesday (60+)
45. Clarks: 10% off (62+)
46. Dress Barn: 10% off (55+)
47. Goodwill: 10% off one day a week (date varies by location)
48. Hallmark: 10% off one day a week (date varies by location)
49. Kmart: 20% off (50+)
50. Kohl’s: 15% off (60+)
51. Modell’s Sporting Goods: 10% off
52. Rite Aid: 10% off on Tuesdays & 10% off prescriptions
53. Ross Stores: 10% off every Tuesday (55+)
54. The Salvation Army Thrift Stores: up to 50% off (55+)
55. Stein Mart: 20% off red dot/clearance items first Monday of every month (55+)
GROCERY DISCOUNTS FOR SENIORS
56. Albertson’s: 10% off first Wednesday of each month (55+)
57. American Discount Stores: 10% off every Monday (50+)
58. Compare Foods Supermarket: 10% off every Wednesday (60+)
59. DeCicco Family Markets: 5% off every Wednesday (60+)
60. Food Lion: 6% off every Monday (60+)
61. Fry’s Supermarket: free Fry’s VIP Club Membership & 10% off every Monday (55+)
62. Great Valu Food Store: 5% off every Tuesday (60+)
63. Gristedes Supermarket: 10% off every Tuesday (60+)
64. Harris Teeter: 5% off every Tuesday (60+)
65. Hy-Vee: 5% off one day a week (date varies by location)
66. Kroger: 10% off (date varies by location)
67. Morton Williams Supermarket: 5% off every Tuesday (60+)
68. The Plant Shed: 10% off every Tuesday (50+)
69. Publix: 5% off every Wednesday (55+)
70. Rogers Marketplace: 5% off every Thursday (60+)
71. Uncle Guiseppe’s Marketplace: 5% off (62+)
72. (I have been told that A&P supermarkets offers 5% off to people over 55 every Tuesday)
TRAVEL DISCOUNTS FOR SENIORS
73. Alaska Airlines: 10% off (65+)
74. Alamo: up to 25% off for AARP members
75. American Airlines: various discounts for 65 and up (call before booking for discount)
76. Amtrak: 15% off (62+)
77. Avis: up to 25% off for AARP members
78. Best Western: 10% off (55+)
79. Budget Rental Cars: 10% off; up to 20% off for AARP members (50+)
80. Cambria Suites: 20%-30% off (60+)
81. Clarion: 20%-30% off (60+)
82. Comfort Inn: 20%-30% off (60+)
83. Comfort Suites: 20%-30% off (60+)
84. Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations
85. Dollar Rent-A-Car: 10% off (50+)
86. Econo Lodge: 20%-30% off (60+)
87. Enterprise Rent-A-Car: 5% off for AARP members
88. Greyhound: 5% off (62+)
89. Hampton Inns & Suites: 10% off when booked 72 hours in advance
90. Hertz: up to 25% off for AARP members
91. Holiday Inn: 10%-30% off depending on location (62+)
92. Hyatt Hotels: 25%-50% off (62+)
93. InterContinental Hotels Group: various discounts at all hotels (65+)
94. Mainstay Suites: 10% off with Mature Traveler’s Discount (50+); 20%-30% off (60+)
95. Marriott Hotels: 15% off (62+)
96. Motel 6: 10% off (60+)
97. Myrtle Beach Resort: 10% off (55+)
98. National Rent-A-Car: up to 30% off for AARP members
99. Quality Inn: 20%-30% off (60+)
100. Rodeway Inn: 20%-30% off (60+)
101. Sleep Inn: 20%-30% off (60+)
102. Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)
103. Trailways Transportation System: various discounts for ages 50 and up
104. United Airlines: various discounts for ages 65 and up (call before booking for discount)
105. U.S. Airways: various discounts for ages 65 and up (call before booking for discount)
ACTIVITIES AND ENTERTAINMENT DISCOUNTS FOR SENIORS
106. AMC Theaters: up to 30% off (55+)
107. Bally Total Fitness: up to $100 off memberships (62+)
108. Busch Gardens Tampa: $3 off one-day tickets (50+)
109. Carmike Cinemas: 35% off (65+)
110. Cinemark/Century Theaters: up to 35% off
111. U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)
112. Regal Cinemas: 30% off
113. Ripley’s Believe it or Not: @ off one-day ticket (55+)
114. SeaWorld Orlando: $3 off one-day tickets (50+)
CELL PHONE DISCOUNTS FOR SENIORS
115. AT&T: Special Senior Nation 200 Plan $29.99/month (65+)
116. Jitterbug: $10/month cell phone service (50+)
117. Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+)
MISCELLANEOUS DISCOUNTS FOR SENIORS:
118. Great Clips: $3 off hair cuts (60+)
119. Super Cuts: $2 off haircuts (60+)
NOTE: I did not compile this information, I’m just passing it on. If you know who did, please let me know and I’ll add credit.
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Up to a Healthy Challenge? Try Nopalea Free*
I’ve heard about the health benefits of the Nopal cactus, or more accurately, the fruit from the cactus. What I didn’t know was that there is a wellness drink called Nopalea (No-pah lay’uh) that is sourced from the Nopal fruit that offers the same healthy benefits in a pleasant drink.
Nopalea contains powerful antioxidants that have been scientifically proven to help your body reduce inner toxins, which in turn, reduces the inflammation they cause. And the inflammation is what causes the—sometimes unbearable—muscle and joint pain most of us suffer from at one time or another.
Not only that, but toxins can cause a lot of ill effects in our bodies. Reducing them can make you feel better overall, not only in your joints and muscles. Fewer toxins can improve your respiratory, arterial and digestive functions as well.
Since my goal is always to find a good deal, I wanted to share with you that right now you can try a full 32-ounce bottle of Nopalea free (just pay shipping). You can see for yourself how using this tasty fruit drink daily can help your body:
• Cleanse itself of toxins
• Promote optimal health
• Reduce inflammation
When you take the Nopalea Wellness Challenge, you’ll not only receive the free bottle of Nopalea, which is enough to easily last a week or more, depending on how much you drink each day, but you’ll also get a Nopalea Challenge Form to help you track your progress and a booklet titled, “The Secret Killer Health Alert” that gives you information about the effects of inflammation on your body and how to find help.
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* Just pay shipping.
Smart Saving Tips And Tempting Tax Tips That Can Help Build A Financial Fortress
Enjoy this guest post by Neil Williams and visit the author’s site to let him know you saw him on Frugal Fancy!
Wrought by the 2008 financial meltdown, Obama termed something as “deleveraging” and this has been very painful for the consumers, investors and the financial analysts of the US economy. This awakened the entire economy and shook them into realizing that they have to produce more than just keep on spending money unnecessarily. The advice that applies to the nation as a whole even applies to every individual as the main motive of both the nation and the individuals is to save money and stop borrowing money from lenders.
So, before you start cooking the turkey or wrap gifts for your friends and family members, check whether or not you’re financially fit. The market will follow its own logic and rules irrespective of your preparation for it. In order to make sure that 2012 doesn’t go bad for you and your finances, you should follow certain finance management resolutions. Here are some of them.
- I’ll look back and admit my mistakes: Before you start afresh in 2012, you have to resolve to give a retrospective glance at 2011 so that you’re able to locate the mistakes that you committed and thereby resolve not to do them again. You may have been dumb enough to make some dumb money mistakes that shook you all throughout the year. Recognize those blunders so that you can stop repeating them this 2012.
- I’ll bargain with my banker without taking out a loan: There are many bank customers who feel that they’ll walk away from a bank account when they can’t keep up with the charges and fees. But this is not the way to adopt as this may hurt your credit score. Therefore, you should resolve to bargain with your banker so that you may get the checking account fees and interest rates on loans that are within your affordability.
- I’ll not to forget the Roth IRA conversion taxes: If you’ve been transferring your IRA to a Roth IRA, you should remind yourself of the conversion taxes. Be smart while doing such conversions so that you don’t incur huge fees while doing the same. Your first Roth IRA conversion tax bill is supposed to be included into your 2011 tax return that you’ll file in 2012. Without having cash in hand, don’t take such steps.
- I’ll do my homework before buying a home: Yes, statistics says that a large number of homeowners are defaulting on the monthly mortgage loan payments are not even qualifying for the home loan modification program due to the stringent lending criteria. Gather all your documents, shop around among different lenders, determine the loan amount you can afford and save money for paying 20% of the loan down.
- I’ll follow a budget: In spite of seeing the extreme credit crunch that is going on nationwide, if you’ve still not been following a budget, you’re truly ignorant. Follow a budget that disregards any kind of unnecessary expenditures so that you can easily stay on track and keep your monthly income more than the expenses.
- I’ll curb using my credit cards: If you’ve been using your credit cards like there’s no tomorrow, you should resolve not to do so in 2012. Freeze your credit cards so that you can easily use cash instead of credit and thereby stop being in default on the high interest debts.
Don’t let the new tax laws take a toll on your finances as this may waste a huge amount of dollars. Stay updated about all the laws and follow the smart saving tips mentioned above and enjoy a debt free 2012.
Neil R. Williams is a financial consultant and a writer. He is an active member of DebtCC community too where he discusses issues related to debt and other core finances. Follow www.debtconsolidationcare.com/ to know more about the community.
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Sustainability in Our Food and Restaurant Choices
Enjoy this guest post by Mary Ann Rosenthal and visit the author’s site to let her know you saw her on Frugal Fancy!
Recently I joined the Slow Food movement in our area of Florida. Not so much out of any particular passion except that it seemed to make good sense to purchase local produce. I have been a long time fan of Farmer’s Markets and in fact, often seek them out when traveling or on vacations. One of my dreams is to research agriturism in Italy, and stay on a ranch or a farm. A place where “slow food,” wine and comfort prevail. My travel goal: a Tuscan farm during a harvest season some year.
A Bushel A Day
My love affair with outdoor markets started with my childhood in Pennsylvania. My father was a teacher and later an administrator in schools in Bucks County. Before I turned thirteen, my mom was a stay-at-home mother. To economize, she used to barter with a local vegetable and fruit stand owner. Joe had his own apple trees and every fall he’d give a bushel or two of apples to mom and she would bake him a pie. She loved delivering his pie and he always raved about her crust. Her relationship with Joe was based on mutual admiration. What could be better?
I enjoyed going to Joe’s market. Mostly for the Coke dispenser where my brother and sister and I could slide in a nickel and slide out a cold Nehi beverage. But, I also liked the smell of apples and the color of squash. I think Joe would be amazed at our local Saturday Morning Farmer’s Market here in St. Augustine, Florida. He’d wonder at the variety of handcrafted works, the breads, cheeses, olives, the free-range beef and fresh caught shrimp and other local foods. More than a farmer’s market — our Saturday Market is a way to patronize micro businesses. Retirees, artists, families and farmers work their stands side-by-side with bakers, greenery producers, sandwich and cheese makers, authors, musicians and coffee aficionados. What could be better?
Although the big box chain grocers offer tremendous bargains in imported fruits and vegetables (for example, Chilean Granny Smiths), it’s the local farmers who need your patronage. It will cost them less to bring the crops to market if they can sell directly to you, and it will cost the environment less in shipping costs (gas and oil). Remember that your big box chain may get the produce for pennies on the dollar — but at what cost to clean air and to the local economy?
What I’ve learned recently from my new friends at Slow Food is that in addition to visiting the local Farmer’s Market, we should be more aware of the restaurants we choose to frequent. It takes a commitment on the part of a chef, or restaurant owner, or manager to buy local. If you stumble on a restaurant website while researching a new place to go — see if they talk about their farm partners. Check out their local awards. Is there a “snail” of approval? Snail is the symbol of the slow food movement in the USA. If so, then pay them a visit. Support your local community!
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Mary Ann Rosenthal is a grandmother to four beautiful children under the age of five. She is dedicated to helping her friends and family save money and works with her son Aaron at CyberMondayDeals.com. She is also an artist, writer and aspiring photographer living in Saint Augustine, Florida.
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REVIEW: Will the World End in 2012?
Many people find themselves asking, Will the World End in 2012? This book by Raymond Hundley is designed as “A Christian Guide to the Question Everyone’s Asking.” The book briefly summarizes various scenarios that are circulating regarding the world ending in 2012 and where they stem from.
While the book is timely, partly due to the press regarding this issue and partly because of the movie that came out in 2009, it isn’t designed to be a full-fledged text or printed authority on this subject. Instead, it serves as an overview of the various theories being proclaimed and various predictions being made. It’s also designed as a wake-up call to bring readers to a thoughtful consideration of what would happen to them, personally, should the world end in 2012.
Hundley provides a helpful list of resources to help anyone who wants to study this subject in more depth. He also includes discussion questions that make the book suitable for a Sunday School class or study group.
Each chapter begins with a sci-fi-esqe scenario to help readers get a feel for how each specific prediction coming true might feel. Some have criticized this aspect of the book as being out of place and not appropriate to a realistic approach. But if you enjoy sci-fi, these segments can make the book more enjoyable in one way, and bring the possibilities into more believable terms in another, even though they are obviously fictionalized. I, for one, have never had a problem with fictionalized non-fiction, though some people don’t care for it.
Predictions discussed include 10 specific scenarios from a variety of sources including not only theologians, but also scientists, technological experts and other professionals. The theories for how and why the world might end in 2012 include:
• Mayan prophesies that stem from the end of the Maya Long Count Calendar;
• solar storms that are expected to hit the earth this year;
• experiments at the Large Hadron Collider in Geneva that are said to possibly bore a hole through the Earth and destroy it;
• predictions by Nostradamus;
• a reversing of the North and South poles caused by solar flares;
• a collision with another planet;
• an alignment with other planets and stars that could change the Earth’s orbit;
• a Super Volcanic eruption;
• Religious predictions about the end of the world;
• and the Web Bot Project, a software program that is said to be able to predict the future based on Internet search words.
Because the book is short, none of these theories are covered in-depth, however as noted above, resources are provided for further study. But this makes the book a quick-read and a reasonable overview of the topic covered. Again, it seems the main point of the book is to ensure that people are ready for the end of the world, regardless of how, or when it comes, by committing their hearts to Jesus Christ.
I, for one, am prepared. Are you?
I received this book free from the publisher through the BookSneeze.com book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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Frugal Higher Education Options
Enjoy this guest post from Amanda Tradwick and visit her online to let her know you saw her on Frugal Fancy!
A four-year degree can cost you anywhere from $40,000-$180,000 total, depending on where your child goes to college. To avoid this sticker shock, consider the following options:
Convince Your Child To Live At Home And Commute
A lot of college students are eager to move out, but you can save between $4,000 and $10,000 each year if your child commutes to school (and lives at home). If your child protests, saying that “everyone is living in the dorms,” show him the numbers: according to U.S. News, 20.3% of freshman commuted to college in 2010. That’s one-fifth of the freshman class of 2010.
Use Community College For Core Classes
While your student is probably gunning for one of the big name colleges everyone in high school is talking about, your family’s pocketbook will benefit if she will take her core classes from a community college before enrolling full time at her dream college. A year of community college can cost as little as $3,000—compare that to a year at your local private college, which may run you closer to $40,000! Community college classes can be of great value, especially if:
• Your child needs to boost her GPA to get into a better college (she can apply after she’d finished a couple semesters at the community college and proven she can get good grades)
• Your child needs a little time to mature before leaving for college
• Your child needs some time to work and save money so you can afford to pay for a public or private college educationJust make sure the classes your child takes will transfer to the colleges of her choice before she enrolls and pays for the classes.
Look For Work-Study Opportunities And Paid Internships
Work-study and paid internships opportunities are some of the best financial aid options offered by colleges. Your child may even be able to work in the field of his choice, assisting a professor or working in a research lab. This can help your child:
• Gain valuable experience while getting paid
• Make better money than most part time jobs available to students
• Work on campus or at a company that could be a potential future employer
• Get work references and recommendations from a professional in his fieldKeep Your Eyes Open
While it’s always tough to pay for college, you’ll find solutions if you look for them. Communicate with your child as you discover new opportunities. This way you’ll teach your child one of the most valuable lessons ever: how to get what you want and need (a good education) while living within your means.
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Amanda Tradwick is a grant researcher and writer for CollegeGrants.org. She has a Bachelor’s degree from the University of Delaware, and has recently finished research on grants for college education and government grants for college education.
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His and Her Valentine’s Day Gifts on a Budget
Enjoy this guest post from Alvina Lopez and visit her online to let her know you saw her on Frugal Fancy!
Valentine’s Day can be a stressful time for many of us each year. Finding a gift for your significant other that is appropriate and thoughtful can be challenging. And, of course, to add to the madness, Valentine’s Day is a pricey holiday to manage for many people. Right after the big holiday season that we have spent all of our savings on, Valentine’s Day pops up at a fairly unfortunate time of the year. Though Valentine’s Day can be stressful for all sorts of different reasons, it doesn’t have to break your bank account. Try these loving and thoughtful gift ideas for your significant other and save money this year and for years to come.
For Her
There are several wonderful gifts that you can get or make for your loved one that don’t have to put too much of a damper on your savings. Trying to find gifts that you can add to each year for a small price can be a great option for committed relationships. Get your girlfriend or wife a charm bracelet that she can collect charms for on her own and that you can contribute to. For the first Valentine’s Day buy the bracelet and one charm that is meaningful to the two of you. Then each Valentine’s Day following, give her a new charm. Charm bracelets are fun and lasting gifts that hold a lot of special meaning. By only buying one charm each year, you can save a significant chunk of change.
For Him
Practicality is key when picking a gift for the man in your life. If you can find something that is useful, it will be worth spending the money on. Buy your boyfriend or husband something that is useful for his hobby. If your significant other loves running, try getting him something running related that he wouldn’t normally spend the money on. A good pair of shoe inserts (very inexpensive) or a good foot massage are always sure bets. Gifts that are thoughtfully picked out with that person’s interests and wishes in mind are the best bet (obviously). Valentine’s Day gifts don’t have to be big and expensive. Give him something that you know he would like and use and show how close your relationship is.
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Alvina Lopez is a freelance writer and blog junkie, who blogs about accredited online colleges. She welcomes your comments at her email Id: alvina.lopez @gmail.com.
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Free and Frugal Cookbooks You Can Download
I came across a free Pumpkin Recipes Cookbook from FrugalSkills.com (link is in the list below) and it made me realize that I have a ton of cookbooks I could share and have links to a bunch of other cookbooks that you might be interested in, many of them vintage which I particularly like. Here are some free cookbooks you can download and try. (All are in PDF.)
125th Anniversary Cookbook – from Imperial Sugar, 1943
150th Anniversary Cookbook – from Imperial Sugar, 1968
A Bag Full of Recipes – from Imperial Sugar, Vintage
Aunt Cora’s Book of Unusual Cakes & Cookies – from Imperial Sugar, 1940
Candy Recipes – from The Party Store
E-Cookbooks Recipe Sampler – from E-Cookbooks.net
Emeril Celebrates 20 Years – Favorite Recipes From Emeril Lagasse’s New Orleans Restaurants
Grandma’s Pantry Shelf and Some of Her Preserving Secrets – from Imperial Sugar, Vintage
Holiday Memories Recipe Book – from Clabber Girl
The Household Economist – Budget Workbook and Cookbook from Imperial Sugar, 1916
Living Gluten-Free for the Holidays – from HyVee
Merry and Bright Holiday Recipes – from Land of Lakes
The The Metropolitan Cook Book – from the Metropolitan Life Insurance Company, 1964
The Perry Home Cook Book — By the Ladies of Perry, Kansas and Vicinity, 1920
Silverspring Foods Holiday Recipes – brochure
Southern Living® Best Holiday Recipes
You Can’t Beat Home Cooking – from ChefTomCooks.com (must sign up for his free ezine)
The White House Cookbook – digitized by the Internet Archive, 1913
Have a frugal cookbook or free cookbook to share? Leave a comment and let us know!
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Looking to Lower your Monthly Bills? 4 Expenses you Can Live Without
Enjoy this guest post from Eliza Morgan and contact her to let her know you saw her on Frugal Fancy!
Now that the New Year is upon us, many are looking to follow through with resolutions that will substantially improve their lives. A common resolution is to pay off debt. Now the only way that you can pay off more of your debt than you did last year (or, if you are lucky enough to be debt free, put more into your savings than last year) is to either make more money or spend less money. In this economy, earning more money is not always feasible, but you can always cut down or completely cut out expenses if you spend some serious time looking over what you truly need.
Here’s what I got rid of last year completely, and I’ve managed to double the amount I’ve been saving and using to pay debt.
1. Cable.
This is one of the biggest drains on your monthly expenses that almost anyone can do without, even the most ardent of TV fans. When you pay an average of $40 and up to get a huge package of channels, only about a fourth of which you watch on a regular basis, then you are definitely spending way too much money for this needless service. Most of your favorite programs can be found online for free or for a fraction of the cost of a monthly cable membership.
2. Magazine subscriptions.
As with cable, magazine and other print subscriptions are becoming relics of the past, now that so many publications are available online for free. In the unlikely event that you have one magazine that you definitely read cover-to-cover every month, and you cannot gain access online, then you may have reason to keep the subscription. Otherwise, get rid of this cost and watch the savings come pouring in every month.
3. Your landline.
If you still have a landline, I can guarantee you that you probably never use it. We have very decided shifted to a culture that is completely mobile, and keeping the old landline means your spending money on a monthly bill that isn’t justified. Of all expenses, this is perhaps the easiest one to get rid of. Make that call and cancel your service!
4. Miscellaneous memberships.
Whenever we consumers get that spending bug, we often fall for memberships that we convince ourselves we need. A couple of examples are gym memberships and golf club memberships. While a gym membership may be useful for athletes who must absolutely use workout equipment daily to help them improve professionally, most of us can easily go for a run, buy a cheap weight set, and engage in other forms of exercise, all while spending practically nothing.
Now of course, it’s never easy cutting out extraneous expenses that, while you have them, seem absolutely necessary. But once you’ve committed yourself to letting go of the many things that you really can live without, you’d be surprised how easy it can be to save substantial money every single month.
What about you? What expenses other than the ones listed can you do without?
Eliza Morgan is a full time blogger. She specializes in writing about business credit cards. You can reach her at: elizamorgan856 at gmail dot com.
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How-to Save Money on Swimming Pool Supplies
Okay, I know… it’s December and I’m talking about swimming pools. But winter is actually a great time to buy a pool, if you don’t already own one, and it’s a great time to purchase pool supplies as well! Just like shopping for anything else, buying the chemicals you need to care for your pool, and the new toys you want to play with next summer, off-season can save you quite a bit of money.
For instance, you can find pool accessories for up to 50 percent off right now. That makes it a great time to buy that new ladder, or the float you wanted last summer but couldn’t afford. It’s also a great time to invest in the chemicals you’ll need to care for your pool next year.
One thing I wish we had known about when we bought our pool last year is a neat little thing called Air Pillows. These heavy-duty inflatable pillows go under your pool cover and keep it raised so leaves and water don’t accumulate on the top of the cover.
Fighting to clean the cover after it’s loaded with debris is a Pain, with a capital “P”! I’m sure you’ve discovered these nifty little items, too, if you’ve had your pool for awhile. But they’re just another example of how you can save money buying off-season pool supplies. Right now you can get Heavy-Duty Air Pillows for about $5 each. That looks like a good deal to me.
A word of caution for new pool owners like me, be sure you understand how to properly care for your pool. Getting the water out of balance can actually harm the pool lining and shorten its life. Most pools come with instructions, but if you’re not sure, you can read up on pool care online. And making your pool last as long as possible is the best way to save money on a pool.
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